Elevation Survey vs. Elevation Certificate: Key Difference
An elevation survey and an Elevation Certificate sound alike. They are not the same thing. One is a field measurement task. The other is a fixed FEMA form built from measurements. Mixing them up can cost a property owner time and money on a project or a flood insurance policy. The Measurement Comes First, the […]
Can an Elevation Certificate Lower Your Flood Insurance Premium?
Some homeowners cut their flood insurance bill after updating one document. Others pay for a new elevation certificate and see no change at all. The difference comes down to a few numbers most people never read closely. An elevation certificate isn’t paperwork you file and forget. It’s data that insurers plug into a formula. Understanding […]
How To Find Your Property On FEMA’s Flood Insurance Rate Maps
What are FEMA flood maps? FEMA’s Flood Insurance Rate Maps (FIRMs) or just Flood Maps are provided after a flood risk assessment has been completed or updated for a community. This study is known as a Flood Insurance Study. The FIRM gives you the Base Flood Elevations (BFEs) and insurance risk zones in addition to […]